The Uniform Credit Analysis (UCA) cash flow model is an important analytical tool provided as output from business financial statement “spreading” software used for commercial and industrial (C&I) loans. This seminar demonstrates how the UCA model is derived and compares it to the Statement of Cash Flows (SCF) prepared by accountants. From “hands on” case studies, the participants will learn how to calculate both the UCA and SCF formats, plus how to use them to evaluate business cash flow in conjunction with traditional ratio analysis. They will also learn how to utilize portions of the UCA and SCF output within the framework of a global cash flow analysis.
Specific topics to be covered include;
Target Audience:
Commercial lenders, credit analysts, small business lenders, private bankers, loan review specialists, lending managers and credit officers.