The seminar will begin with a review of the basics of how a commercial loan request should be processed in today’s market including analyzing the correct business structure, the six elements of proper loan structure, and the four aspects of adequate loan support.
We will then focus on what happens when a good loan turns into a troubled or bad loan. What should the bank do and not do at this point in time?
The legal rights of the bank will be addressed, along with the practical steps that the bank should take in order to protect itself when dealing with troubled debt. This will include the collection process, loan restructuring scenarios, and/or proceeding against the borrower through repossession, foreclosure, filing a law suit to obtain a judgment, forcing the borrower into bankruptcy or simply walking away. This seminar will also include the outside influence from the banking regulators. Concepts will be summarized through several case studies.
Major Topics to be covered include:
Target Audience:
Commercial lenders, credit analysts, loan documentation specialists, branch managers, assistant branch managers, private bankers, and business development officers.
