Description:

This webinar covers the basics of commercial lending and is a must for all new commercial lenders and/or those individuals who want to explore this vital discipline!

The session will begin with a brief overview of conventional commercial lending versus SBA lending. Additionally, the concept of credit scoring will be explored. Next, the program will cover underwriting a commercial loan including a brief review of financial statement analysis (with emphasis on various cash flow analyses). Additionally, a standard loan write-up or written presentation format will be displayed. Finally, the session will conclude by reviewing various related concepts including negotiating a commercial loan, sources of commercial financing, and legal aspects of commercial lending.

Program objectives:

  • Define commercial lending
  • Discuss conventional commercial lending versus SBA lending
  • Explore credit scoring
  • Review underwriting a commercial loan including financial statement analysis (with emphasis on cash flow analyses)
  • Display a standard loan write up
  • Discuss negotiating commercial loans, sources of commercial financing, and legal aspects of commercial lending

Target Audience: 

Credit analysts, branch managers, assistant branch managers, private bankers, and business development officers.