Business lending, at times, can become too complicated due to computerized “spread” programs that give bankers an endless capacity to crank out financial statement projects. Somewhere in this high tech revolution and among mountains of paperwork, we’ve lost the “art” of mentally picturing a financial statement – the key relationships and how businesses can grow and change. This course emphasizes the “big picture” and a visual approach to the components of a financial statement forecast. It uses a simple model as a starting point to prepare for and narrow the range of (and volume of) later, automated investigations.
Specific topics to be addressed include:
Target Audience:
Small business lenders, commercial lenders, credit analysts, loan review specialists, lending managers and credit officers.