Attend this proactive webinar and learn how banks make consumer lending decisions based on the five C’s of credit- capacity, capital, collateral, conditions, and character. The program will cover the basics of consumer lending as part of the three main areas of bank lending: consumer, mortgage, and commercial.
The attendee will also be exposed to loan structure, loan support, and documentation issues and how they are an intricate part of the consumer lending process. Additionally, the basics of loan compliance will be provided including Reg B, Z, RESPA, BSA, and Fair Credit Reporting.
The consumer lending function will be illustrated through case studies.
Objectives:
Target Audience: Consumer lenders, branch managers, assistant branch managers, business development officers.
